It is often when we need the services of a lawyer that we think it would be nice to have insurance that could cover the costs. <\/p>\n
Often our clients tell us that they have insurance to realize that in the end it is only a service to receive legal advice. <\/p>\n
So you have to be careful, legal insurance is not the same as legal assistance. What’s the difference? <\/p>\n
Legal assistance is, for most insurance companies, a possibility that you are offered to seek legal advice. A free call to a company legal advisor. <\/p>\n
Most of the time this service is offered free of charge with your home or car insurance premium. <\/p>\n
While legal insurance is insurance that covers part of the lawyers’ fees and other legal costs when you have a dispute, such as when you sue someone or an organization. <\/p>\n
Legal insurance often covers costs ranging from $5,000 to $7,000. There are even some that cover the costs for a small claims lawsuit over $3,000. <\/p>\n
These insurances can also cover the costs when you challenge the decisions of a public body such as the SAAQ, CSST, IVAC, RRQ. <\/p>\n
This insurance can often cover other costs than those of your lawyer, such as, for example, the cost of a medical expertise or a damage expertise on your home. These costs are often more than $1,000! <\/p>\n
However, this protection is not free, but often not very expensive (about $ 4 to $ 10 per month) when you compare the fees it saves you in lawyer’s fees and others. <\/p>\n
It is often necessary, as for a car or home insurance, to “shop” for insurance, because the coverages and premiums are not always the same. <\/p>\n
Most of the most popular insurance companies offer legal insurance. The Barreau du Qu\u00e9bec also offers legal insurance at about $4 per month. <\/p>\n
Be proactive and check if you have legal insurance and not just legal assistance, it will save you a lot of stress when you really need it!<\/p>\n
Me Lucrezia Plutino
\nLP AVOCATE
\nINFORMING ON HUMAN RIGHTS<\/p>\n","protected":false},"excerpt":{"rendered":"
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